The Next-Generation Lending Infrastructure for Modern Finance
Empowering banks, fintechs, and channel partners to streamline loan lifecycles. Experience automated decision-making, instant KYC, and powerful analytics—all on a flexible, scalable platform.
Brands I've Collaborated With
Engineered for Growth & Security
We've built the heavy-lifting components so you can launch your fintech products faster while maintaining bank-grade compliance.
Modular Architecture
Plug-and-play API components that fit seamlessly into your existing stack, whether for BNPL or personal loans.
Operational Excellence
Drastically reduce manual processing costs and eliminate human error with end-to-end workflow automation.
Smart Insights
Turn complex lending data into actionable business intelligence with real-time performance dashboards.
Robust Security
Enterprise-grade encryption and strict compliance protocols ensure your data is protected at every stage.
Built for Every Credit Model
Whether you are launching retail credit, SME financing, or embedded BNPL, our platform adapts to your specific product workflows.
Hear From Our Happy Clients
Their Stories: How we helped them scale.
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Bank-Grade Security
Your data and your customers' data is protected with enterprise-level security
SOC2 Certified
Regular audits
256-bit Encryption
End-to-end
PCI DSS
Compliant
GDPR Ready
Data protection
Why Choose Time Bachalo?
| Feature | Traditional Systems | Time Bachalo |
|---|---|---|
| Onboarding Process | Manual Paperwork | 100% Digital KYC |
| Decision Time | 2-3 Days | Instant (< 3s) |
| Customization | Rigid Workflows | Drag-and-Drop Rules |
| Support | Email / Tickets | 24/7 Slack Connect |
| Maintenance | Paid Annual Updates | Auto-Updates (Free) |
Frequently Asked Questions
Everything you need to know about our lending infrastructure.