The Modern Lending Stack for Finance
Empower banks, NBFCs, and channel partners to close loans faster. Automated KYC, real-time decisioning, and full lifecycle visibility — on one platform.
Loan Volume Processed
₹2,400 Cr+
+18% MoMActive Channel Partners
3,200+
+240 this monthAvg. Approval Time
< 4 hrs
Was 3 daysPlatform Uptime
99.97%
SLA guaranteedEverything you need to scale lending
We've built the heavy-lifting infrastructure so your team can focus on growth, not plumbing.
01
Modular Architecture
Plug-and-play API components that fit seamlessly into your existing stack — whether you're powering BNPL, personal loans, or SME credit.
02
Instant Decisioning
Rule-based and ML-powered credit decisions in under 4 seconds. Configurable policies for different loan products and risk appetites.
03
Smart Analytics
Turn complex lending data into actionable business intelligence. Real-time dashboards, conversion funnels, and performance benchmarks.
04
Enterprise Security
Bank-grade encryption, full audit trails, role-based access control, and RBI-compliant data handling — built in, not bolted on.
05
Multi-Entity Collaboration
Banks, NBFCs, DSAs, and channel partners all in one workspace. Configurable roles, permissions, and data access per entity.
06
Workflow Automation
Eliminate manual processing costs with automated disbursal workflows, document collection, verification queues, and escalation paths.
07
Lifecycle Tracking
From lead capture to final disbursal — every stage of the loan lifecycle tracked, timestamped, and reportable in real time.
08
API-First Platform
RESTful APIs with full OpenAPI documentation. Integrate with your existing CBS, LOS, or third-party tools in days, not months.
Built for Every Credit Model
Whether you are launching retail credit, SME financing, or embedded BNPL, our platform adapts to your specific product workflows.
Brands I've Collaborated With
Hear From Our Happy Clients
Their Stories: How we helped them scale.
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Bank-Grade Security
Your data and your customers' data is protected with enterprise-level security
SOC2 Certified
Regular audits
256-bit Encryption
End-to-end
PCI DSS
Compliant
GDPR Ready
Data protection
Seamless Integrations
Connect with your existing tech stack in minutes
Payment Gateways
KYC Providers
Communication
Choose the plan that fits your lending operations stage.
Every plan includes the connected operating foundation. Start with essential operations, scale into CAM, debtor, finance, and reporting workflows, and upgrade when you need custom controls, integrations, and unlimited processing capacity.
Operate
For small teams starting connected lending operations.
- Connected operations foundation
- Customer, channel, banker, and case file management
- Basic employee and team mapping
- Basic CAM access up to 25 cases/month
- Standard dashboard and reports
- Email support
Plan limits
- Up to 5 users
- 1 branch/location
- Up to 250 active case files/month
- Up to 25 CAM cases/month
- Limited external banker/channel users
Scale
For growing teams managing CAM, debtor workflows, payouts, and reporting.
- Everything in Operate
- Full CAM workspace up to 250 cases/month
- Debtor and Bank MIS workflow tracking
- Channel payout and finance approval workflows
- Leave, attendance, and employee document tracking
- Advanced reports and priority support
Plan limits
- Up to 25 users
- Up to 5 branches/locations
- Up to 2,500 active case files/month
- Up to 250 CAM cases/month
- Up to 25 external banker/channel users
Enterprise
For large teams needing custom workflows, controls, and scale.
Tailored to your scale
- Everything in Scale
- Custom or unlimited CAM processing
- Custom workflows, approvals, and permissions
- Advanced HR, payroll, performance, and F&F support
- Custom dashboards, reports, and integrations
- Dedicated onboarding, training, and SLA support
Plan limits
- Custom users
- Custom branches
- Custom case volume
- Custom or unlimited CAM volume
- Custom external users
- SLA-based support
All plans include a 14-day free trial. No credit card required. Every tier keeps customer, channel, banker, case file, CAM, debtor, and reporting data connected as your team scales.
Compare limits and workflow depth
The foundation stays connected in every plan. Higher tiers add more capacity, automation, reporting, support, and customization.
| Feature | Operate | Scale | Enterprise |
|---|---|---|---|
| Users | 5 | 25 | Custom |
| Branches | 1 | 5 | Custom |
| Active case files/month | 250 | 2,500 | Custom |
| CAM cases/month | 25 | 250 | Custom / Unlimited |
| Customers, channels, bankers | Yes | Yes | Yes |
| Case file operations | Basic | Advanced | Custom |
| HR | Basic directory | Leave, attendance, docs | Payroll, performance, F&F |
| Finance | Expenses, invoices | Approvals, payouts | Custom finance workflows |
| Debtor / Bank MIS | Basic view | Full workflow | Custom reconciliation |
| Reports | Standard | Advanced | Custom dashboards |
| External portal users | Limited | Included | Custom |
| Support | Priority | SLA + account manager |
Frequently Asked Questions
Everything you need to know about plan fit, CAM limits, upgrades, and Enterprise customization.
Need help choosing the right plan?
We'll understand your workflow, team size, case volume, CAM usage, and reporting needs, then recommend the right setup.
Get a walkthrough tailored to your operations, not a generic product tour.
Contact Us Today!
Our experts are ready to help you transform your lending experience. Drop us a message and we'll get back to you within 24 hours.
Our Office
Dehradun, Uttarakhand
India
General Inquiries
support@timebachalo.com